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How do I protect my Riyadh Financial Services finance from scams?

If a call, text, email or message about your Riyadh Financial Services finance doesn't feel right, stop: don't click any links, share codes or pay anything, and call us on +61 2 7202 7900 using the number on our website. If you've already sent money to a scammer, contact your own bank straight away.

How do scammers target finance customers?

Pretending to be someone you trust.

Scammers may say they're from Riyadh Financial Services, the financier, your broker, your solicitor or a government agency.

Changed bank details.

An email or message asks you to pay a deposit, a settlement shortfall or a payment into a "new" account. Before you pay money to a solicitor's trust account, phone the solicitor on a number you already know to confirm the details.

Asking for your login.

They ask for your Internet Banking password or the security code sent to your mobile.

Pressure.

They say you must act now, or something bad will happen.

Offers that use faith-based language.

Fake "halal investment" or "Islamic finance" offers (see below).

How do we deal with you about your finance?

These are the ways we and the financier handle common requests, so you can spot a request that doesn't fit.

Changing the account your payments come from

needs a form sent by DocuSign for everyone on the finance to sign, and a statement for the new account.

A large redraw, or a payment to someone else such as a solicitor,

is confirmed by the financier calling everyone on the finance.

A change to your email address or mobile number

is confirmed with you before it's made.

A signed discharge authority form

must come from you or through us, not from a third party.

We don't ask for your Internet Banking password or security code

by phone, text, email or chat.

Your direct debit may show the financier's name

rather than Riyadh Financial Services. That's normal. If the name or amount looks wrong, call us to check.

A specialist hardship team that works with us

may contact you about a hardship request you've made. If you're not sure a call or email is genuine, don't share details. Hang up and call us on +61 2 7202 7900.

In chat,

please don't share tax file numbers, bank or card numbers, or ID documents.

If something doesn't match these, stop and call us.

How can you keep your Internet Banking secure?

  • Log in only through the Internet Banking login for your finance on our Manage your finance page or the Riyadh Financial Mobile Access app from the App Store or Google Play. Type riyadhfs.com.au yourself rather than using a link in a message.
  • Don't share your password or security code with anyone.
  • Use a strong password you don't use anywhere else, and keep your phone and computer updated.
  • Keep your registered mobile and email address up to date, using Update Party Details in Internet Banking.
  • Check your accounts regularly, and tell us straight away about any transaction you don't recognise.
  • Have a debit card on selected Ijaar home finance and lost it, or think someone has used it? In Internet Banking, go to Manage Debit Card and mark it Lost/Stolen, or call us.

How do you check a "halal investment" or "Islamic finance" offer?

Some scams use faith-based words such as "halal", "Shariah-compliant" or "Islamic finance" to win the trust of people looking for options that suit their values. A Shariah label doesn't show that an offer, or the person making it, is genuine or licensed. Before you pay or sign anything, check who you're dealing with:

1

Search ASIC's Professional Registers.

Look up the company or person to see whether they hold an Australian financial services licence or an Australian credit licence, or are an authorised or credit representative of a licensee: ASIC Professional Registers.

2

Use Moneysmart's check for a licence.

Moneysmart's Check before you invest explains how to check that a company is licensed and isn't impersonating a real one.

You can check us the same way. Search ASIC's registers for Islamic Finance Partners Pty Ltd, Australian Credit Representative 547213, and our licensee, Kuone Pty Ltd, Australian Credit Licence 504193. Riyadh Financial Services offers Shariah-compliant property financing through accredited brokers, not investment accounts.

What should you do if you think you've been scammed?

1

Stop.

Don't send any more money, and stop all contact with the scammer.

2

Contact your own bank or card provider straight away

if you've paid a scammer. Ask them to stop any transactions and what else you should do.

3

Tell us

on +61 2 7202 7900 if it involves your Riyadh Financial Services finance or Internet Banking.

4

Report it.

Report cybercrime to ReportCyber at cyber.gov.au, and report the scam to Scamwatch at scamwatch.gov.au.

5

Protect your identity

if you've shared personal details. IDCARE, a free identity and cyber support service, can help you make a plan: call 1800 595 160.

What should you do in each situation?

Someone calls saying they're from Riyadh Financial Services or the financier, and something feels wrong

End the call and call us on +61 2 7202 7900

You get a message with new bank details for a payment

Don't pay. Call the sender on a number you already know

Someone asks for your password or security code

Don't share it. Call us

You're offered a "halal investment"

Check ASIC's Professional Registers and Moneysmart before you pay or sign

You've already paid a scammer

Contact your own bank straight away, then report it

FAQs

Frequently asked questions

Someone called saying they're from Riyadh Financial Services. What should I do?+

If anything feels wrong, end the call. Then call us on +61 2 7202 7900, using the number on our website rather than one the caller gives you.

I got an email asking me to pay into new bank details. Should I pay?+

No, not until you've checked. Call the person or business on a number you already know. If it's about your Riyadh Financial Services finance, call us.

Does a Shariah-compliant label mean an investment is safe?+

No. A faith-based label doesn't show that an offer is genuine or licensed. Check the company or person on ASIC's Professional Registers and read Moneysmart's Check before you invest.

I've already paid a scammer. What now?+

Contact your own bank or card provider straight away and ask them to stop any transactions. Then report it to ReportCyber and Scamwatch. If it involves your finance or Internet Banking, call us too.

How do I report a lost or stolen debit card?+

Debit cards are available on selected Ijaar home finance. Log in to Internet Banking, go to Manage Debit Card and mark the card Lost/Stolen, or call us on +61 2 7202 7900.

Next steps

Something doesn't feel right?

Call us on +61 2 7202 7900 or chat with us at riyadhfs.com.au/contact-us. For other help with your finance, see our help centre. To make a complaint, see our Credit Guide.

Sources and further reading:

Reviewed by Riyadh Financial Services Compliance · Last updated 6 November 2026

General information only. It isn't financial, tax, legal or religious advice and doesn't consider your objectives, financial situation or needs. Fees, charges and credit criteria apply.