.png){kind=logo}
.png)
Riyadh Financial Services (RFS) is a mortgage management service (MMS) that officially started its operations in 2019. With our head office located in Sydney, NSW; we provide shariah compliant financing options to Muslims across Australia in order to help them with their dream of acquiring their home, vehicle(s) and fulfilling their business needs.
To be Australia’s leading Non-Bank Lender delivering Shariah-compliant property and commercial finance solutions — empowering clients to build wealth ethically, with transparency and in full alignment with Islamic values.
We strive to make halal finance accessible, competitive and trusted, helping clients across Australia achieve their financial goals with integrity.
To provide exceptional value and service through:
- Ethical, transparent financing solutions
- Innovative product design tailored to client needs
- Seamless processes supported by leading technology
- Genuine Shariah compliance at every stage
- Building long-term client relationships based on trust and excellence
We are committed to delivering financing that is riba-free, fully compliant with Shariah principles, and structured with the highest standards of professional integrity.
At Riyadh Financial Services, we combine the agility of a specialist Non-Bank Lender with the values of ethical finance:
• Shariah-first approach — all products are reviewed by our Internal Shariah Board and designed to be fully halal
• Nationwide reach — through an established broker and partner network covering all Australian states and territories
• Technology-driven operations — we leverage automation and innovation to deliver faster, more efficient outcomes for clients
• Client-first culture — built on the values of integrity, excellence, operational transparency, and respect for the trust our clients place in us
• Continuous improvement — we actively seek feedback, review processes regularly, and innovate to stay ahead — ensuring our products and service remain market-leading and Shariah-compliant.
By combining modern financial practices with timeless Islamic principles, we give our clients a trusted path to achieving their property and business goals — the halal way.
We have partnered with a trusted network of brokers across Australia to make our Shariah-compliant finance solutions accessible nationwide.By working with accredited brokers, we are able to keep our costs lower — allowing us to offer clients more competitive Islamic rental rates and flexible finance options.Importantly, using a broker does not mean you pay more. Our rates are exactly the same whether you deal with us directly or through an accredited broker. You can choose the channel that best suits your needs — with full confidence in the fairness and transparency of our pricing.
Our broker partners are required to:
This ensures that when you deal with a broker offering Riyadh Financial Services products, you are working with a knowledgeable, trusted partner — supporting you at every step of your halal property finance journey.
Riyadh Financial Services is a proud member of AFCA (Australian Financial Complaints Authority), Australia’s official alternative dispute resolution body for the financial services industry.
Our membership with AFCA reflects our commitment to providing clients with ethical, transparent service and access to fair, independent complaint resolution if required.With Riyadh Financial Services, you can move forward with confidence — knowing that your path to Shariah-compliant residential and commercial property finance is in trusted hands.
.png)
.svg)
.svg)
