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From as little as 10% contribution + purchasing costs. — fully compliant with SMSF rules.
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Optimised Musharakah finance amounts to suit your SMSF investment strategy.
Your SMSF can make additional payments anytime — helping accelerate ownership ethically.
Manage surplus SMSF funds to reduce future dividend payable — in full compliance with Shariah principles.
Your SMSF pays a variable dividend based on the financier’s remaining share — fully transparent and halal.
From as little as 20% contribution + purchasing costs. — fully compliant with SMSF rules.
NOTE: Our Cash Management Account feature allows clients to manage surplus funds to reduce future rental or dividend obligations in a fully Shariah-compliant manner. It is not an interest offset account and no interest is paid or charged.
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Before you can begin to invest, you must first set up an SMSF with a corporate trustee – we can help you there.
Instead of earning an interest on your investment, under an Islamic SMSF, you enter into an agreement to purchase a property that is permitted under the principles of Shari’ah.
Under this agreement, the corporate trustee will contribute the deposit to purchase the property in a bare trust and the lender will contribute the remaining amount. The trustee will be granted exclusive use and management of the property, including receiving all rental rights and entitlements. This allows the SMSF to pay rent and take exclusive possession of the property. The lender, in turn, will receive a dividend and a right for the SMSF trustee to buy out the lenders contribution in the property. Thus, the Islamic SMSF is a halal alternative to the majority of more conventional interest-based loans available.
Our product(s) has been certified as being Shariah Compliant.
The agreement is free from interest (riba).
Our contracts are based on the Ijarah model of financing, which is a form of leasing.
Our contracts are compliant with both Shariah Law and Australian banking regulations.
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