Last updated 14 November 2026 · Reviewed by Riyadh Financial Services Compliance
At a glance
- We arrange finance under the Australian Credit Licence held by Kuone Pty Ltd, as its Authorised Credit Representative.
- You can check us on ASIC's Professional Registers, in our Credit Guide and with AFCA.
- We're not a bank, and we're not connected with Riyad Bank.
What are our licence details?
Islamic Finance Partners Pty Ltd (ABN 20 660 262 840) T/As Riyadh Financial Services, Authorised Credit Representative 547213 of Kuone Pty Ltd, Australian Credit Licence 504193.
We're also AFCA member 121013. We don't hold an Australian Credit Licence in our own name: we're authorised to provide credit services under Kuone Pty Ltd's licence.
What is an Authorised Credit Representative?
In general terms, a business that arranges consumer credit in Australia needs either its own Australian Credit Licence or an authorisation from a business that holds one. A credit representative is a business or person that a credit licensee has authorised to carry out credit activities on its behalf. The licensee stays responsible for the services provided under that authorisation, and ASIC lists credit representatives on its Professional Registers with their own number.
It's a common arrangement in Australian finance broking. You can make a complaint to us and, if it isn't resolved, take it to AFCA.
Why might a search say we don't appear to be licensed?
A search that looks only for a licence in the name "Riyadh Financial Services" won't find one, because the licence belongs to Kuone Pty Ltd and our authorisation is held by our company, Islamic Finance Partners Pty Ltd. Search for the company name or the representative number instead.
How do you check that we're licensed?
- Search ASIC's Professional Registers. On ASIC's Professional Registers, look up credit representative 547213 (Islamic Finance Partners Pty Ltd), then check the credit licensee, Kuone Pty Ltd, Australian Credit Licence 504193.
- Read our Credit Guide. Our Credit Guide sets out who we are, our credit licensee, how we're paid and how to make a complaint.
- Check AFCA. We're AFCA member 121013. AFCA offers free, independent complaint resolution for consumers at afca.org.au.
How do you stay safe from scams?
Scammers sometimes copy a real business's name, licence details or website to look genuine, so a licence number in a message doesn't prove who sent it. If something about a call, text or email in our name doesn't feel right, stop, don't share codes or pay anything, and call us on the number on this website. Our scams and security page explains how we contact you and the steps to take if a scammer has already reached you.
How can Riyadh Financial Services help?
Riyadh Financial Services arranges Shariah-compliant property finance through accredited mortgage brokers. Accredited brokers must act in your best interests under Australian credit law (the best interests duty), and they work across Australia, in person or online.
Keep reading:Credit Guide · Scams and security · About us