Halal car finance, made simple

Own your next vehicle with interest-free repayments and full Shariah compliance based on the Islamic mode of Ijarah (leasing).

No deposit required (some applications)

Drive your next vehicle with 0 upfront in eligible cases.

Rental Payment starts after Vehicle Delivery

Begin rental payments only once your vehicle is delivered.

Vehicle up to 12 years old at term

Finance vehicles up to 12 years old — flexible options.

Quick Processing Time

Fast, efficient approvals to get you on the road sooner.

Competitive Rental Rate

Transparent, halal rental rates — no interest, no compromise.

Eligibility Criteria

This information does not constitute an approval and is subject to changes - for guide only.

01.

Employees

  • Short Term Employment:  we can work with people who are short term employed on a case by case basis.
  • Permanent employees:  6 months in current job or 12 months in same industry
  • Casual employees:  6 months in current job or 12 months in same industry with letter from employer
  • Credit record:  clean credit record with no defaults
02.

Self Employed

  • Short Term Employment:  we can work with people who are short term self-employed on a case by case basis.
  • Full Doc: 2 years tax returns + accompanying notice of assessment
  • Low Doc: Accountants letter to confirm taxable income
  • Credit record:  clean credit record with no defaults
Schedule a free consultation. No pressure, no hidden fees.

Ready to finance your car — the halal way?

Our simple three step process

Vehicle Application Process

Fill out get started form & get connected  with a partner broker.

Document collection based on your employment type to verify.

Obtain approval and purchase your vehicle

Application Documents

  • 2 Most recent payslips (employee)
  • 2 years tax returns (self-employed)
  • Notice of assessments/accountants’ letter (self-employed)
  • 3 months bank statements (day to day account)
  • 3 months bank statements (any other debts)
  • Driver’s license + passport
Product's Islamic Compliance

How is it Sharia Compliant

Sharia Compliant Certificate

Our product(s) has been certified as being Shariah Compliant.

Riba Free Financing

The agreement is free from interest (riba).

Ijarah Model

Our contracts are based on the Ijarah model of financing, which is a form of leasing.

Compliant

Our contracts are compliant with both Shariah Law and Australian banking regulations.