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Riyadh Financial Services is a proud member of AFCA (Australian Financial Complaints Authority), Australia’s official alternative dispute resolution body for the financial services industry.
Our membership with AFCA reflects our commitment to providing clients with ethical, transparent service and access to fair, independent complaint resolution if required.With Riyadh Financial Services, you can move forward with confidence — knowing that your path to Shariah-compliant residential and commercial property finance is in trusted hands.
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No interest (riba) is accrued on any of these financial contracts, and they are 100% in compliance with Shari’ah law.
An islamic-financing contract which uses a cost-plus-sale arrangement. It is Shari’ah compliant as it avoids interest and ensures transparency in the transactions involved.
This is a leasing contract that allows one party (the lessee) to lease an asset / property from another (the lessor) in compliance with Shari’ah law.
A method of Islamic financing which involves a partnership between two or more people, who contribute capital to a joint venture or project. The structure is designed so that investors can share in the risk and profit earned, while avoiding interest (riba).
This is yet another Islamic financing arrangement, similar to Ijarah, in which the lease can end in ownership.
This is an Islamic financial contract based on partnership between two parties; where one party is the main provider of capital (rab al-mal) and the other party is the entrepneur (mudarib).
Financial certificates, also known as "Islamic” bonds, they represent a percentage of the ownership in an asset, immoveable property or investment.They are structured in such a way that they prohibit interest (riba) and promote risk-sharing; and are in compliance with Shar’iah law.
An Islamic financing contract used primarily in construction projects, Istisna allows the purchaser to purchase using a payment structure that can either be 100% in advance, be paid in installments at different stages of the project or be paid complete upon delivery / finalization of the project.
This involves the keeping of an asset or the deposit of funds with a financial institution (such as Riyadh Financial Services) in custody / a security arrangement. The depositor retains fulls ownership of the asset. Upon the completion of the payment, the asset is returned back to the owner. No interest accumulates on the asset and it cannot be used by the financial institution without the express permission of the depositor.
A form of sale where the purchaser and seller negotiate the price of an asset / immoveable property without the cost of said property being disclosed.
No interest (riba) is accrued on any of these financial contracts, and they are 100% in compliance with Shari’ah law.
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